Resources

Everything you need to know before making a property decision in Singapore. From stamp duty calculations to financing options.

16Topic Guides

3Calculators

FreeInstant Results

Written byJet LimCEA-registered Salesperson (R072172Z)

Last updated 14 July 2026

Essential Property Guides

Everything you need to know about buying, selling, and investing in Singapore property.

Complete step-by-step timeline for buying a new launch condo in Singapore. Covers everything from research and budgeting to OTP signing and key collection.

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Which should you buy? Side-by-side comparison of PSF pricing, Progressive Payment Scheme, move-in timing, appreciation patterns, and renovation costs.

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EC eligibility, $16,000 income ceiling, 5-year MOP, CPF grants, and how ECs compare to private condos. Full lifecycle from launch to privatisation at Year 10.

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Terrace, semi-detached, bungalow, and Good Class Bungalow (GCB) explained. Eligibility for Singapore Citizens, PRs, and foreigners. LDAU approval process and Sentosa Cove exception.

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Complete tenure comparison — price premium, CPF rules, bank financing, lease decay, and when each option makes sense. Data-driven decision guide.

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Overview of all 28 postal districts in Singapore. Covers characteristics of each district, price trends, upcoming developments, and suitability for different buyer profiles.

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Calculators

Run the numbers before you sign anything. Three calculators every buyer should use.

ABSD Calculator

Calculate the Additional Buyer's Stamp Duty on your next purchase. Covers SC, PR and foreigner rates.

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TDSR Calculator

Apply MAS 55% cap and 4% stress-test rate to see your maximum loan and buying power.

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Mortgage Calculator

Estimate monthly instalments, compare fixed vs floating, and see total interest over the loan tenure.

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Quick Tools

Interactive tools to help you on your property journey.

New Launch Database

Browse all upcoming and launched projects with pricing, floor plans, and availability.

MRT Search

Find properties near any MRT station with commute time calculations.

School Proximity Tool

Find properties within 1-2km of top primary schools for priority registration.

Personal Consultation Checklists

These are tailored to your situation, not generic PDFs. WhatsApp me your profile (first-timer, upgrader, PR, investor) and I will put one together and send it back.

First-Time Buyer Checklist

Step-by-step checklist covering loan pre-approval, CPF checks, viewings to final purchase.

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Seller Preparation Checklist

Everything you need to prepare before listing your property for sale.

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Frequently Asked Questions

The five questions I get asked most often, answered directly.

What documents do I need to buy property in Singapore?

NRIC or passport, 3 months of payslips, CPF statement, bank statements showing downpayment funds, any existing home loan statements, and IRAS stamp duty payment proof once you exercise. I can send the full checklist if you WhatsApp me.

What is ABSD and how much will I pay?

Additional Buyer's Stamp Duty scales with your property count and citizenship. Singapore Citizens: 0% on the 1st, 20% on the 2nd, 30% on the 3rd. PRs: 5% / 30% / 35%. Foreigners: 60% on any residential property. Use the ABSD calculator for the exact figure on your price.

What is TDSR and why does it limit my loan?

Total Debt Servicing Ratio is the MAS rule capping all your monthly debt repayments at 55% of gross monthly income. It includes the new mortgage at a 4% stress-test rate, car loans, and credit card minimum payments. If your ratio exceeds 55%, banks cannot approve the loan.

How much CPF can I use to buy a property?

Your CPF Ordinary Account balance can fund the downpayment and monthly instalments. For 99-year leasehold property bought after 2022, you need to retain the Basic Retirement Sum after hitting 55 before you can access the rest. Freehold rules are similar. HDB has different caps.

How do I upgrade from HDB to a private condo without paying ABSD?

You sell the HDB within 6 months of buying the new condo. That qualifies for the married-couple ABSD remission. My HDB Upgrade Guide breaks down the timing, cash flow, and CPF refund requirements step by step.

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